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Required Documents

  • Past two (2) years W-2 statements

  • Pay Stubs covering the last (30) thirty days

  • Three most recent monthly bank statements

  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts

  • Photocopies of any stocks or certificates of deposits

  • Copy of the purchase and sale agreement

  • If you are currently renting…. either 12 months canceled rent checks or the name and address of your current landlord

  • If divorced…a fully executed divorce decree

  • For a refinance...a copy of the deed, and most recent tax bill

  • A letter of explanation for any known credit problems

    For self-employed borrowers, employed in sales, paid by commission, or owns rental real estate:

  • Two (2) years signed personal tax returns - including all schedules

  • If self-employed through a corporation, last two years corporate performances as well as a year-to-date profit and loss statement and balance sheet


*Different programs require varying amounts of documentation. The loan program you select may need more or less documentation. Please contact us for a free, no-obligation consultation.

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